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Showing posts from January, 2026

Terms Of Use

           Terms of Use Last updated: January 25- 2026 These Terms of Use (“Terms”, “Agreement”) govern your use of the Klio mobile application (“Application”, “App”, “Service”) operated by  (“Company”, “we”, “us”, or “our”). By downloading, installing, accessing, or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service. 1. Eligibility By using the Service, you confirm that: You are at least 13 years old; and You have the legal capacity to enter into a binding agreement in your jurisdiction, or you have permission from a parent or legal guardian. If you use the Service on behalf of a company or other organization, you represent that you have authority to bind that organization to these Terms. 2. License and Access Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to: download and install one copy of the Application on a device that you own or ...

Privacy Policy

         Privacy Policy Last updated: January 25, 2026 This Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your information when you use the application (“Service”) and tells you about your privacy rights and how the law protects you. We use your personal data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy. Interpretation and Definitions Interpretation Words whose initial letter is capitalized have meanings defined in the “Definitions” section below. The same definitions apply whether the terms appear in singular or plural. Definitions For the purposes of this Privacy Policy: Account means a unique account created for you to access our Service or parts of our Service. Application refers to Klio, the software program provided by the Company. Company (referred to as either "Arqam Zahid", “We”, “Us” or “Our” in this Ag...